All puppies are sold with a Lifetime Genetic Health Guarantee, which covers anything that is known to be passed from the parent that will significantly reduce the lifespan of the dog i.e. Congenital Heart Defect or something that could require the dog be euthanized i.e. red mange . It does not cover issues that are common to the breed due to their physical characteristics. i.e. back issues. We have had this guarantee in place since 2004. If we had genetic issues in our dogs, we would be out of business. :-)
Also, we can never guarantee that any pup will be a show or breeding success.
Redemption includes cost of the dog only. You do not have to return the dog to receive compensation. Complete requirements are provided on the contract you get when you pick up your puppy.
However, understand you vet saying, "It might be....." does not constitute a diagnosis. Testing is required, and we have the option to also have the dog examined by our vet. Also know, there are many things that are thought to be genetic that aren't. We have no issue paying when owed, but we do not trust all vets out there. Some are just trying to get their new pool paid for, and best victim in the world is a parent or a dog owner.